About Michael Landrum

Navigating home financing – whether you are buying, selling, building, or refinancing a home – can be complex. Not only are you having to become familiar with a wealth of information about home loans, but the details and options surrounding loans are almost constantly changing, and the language used to communicate it can be confusing.

Landrum Loans is was founded by Michael Landrum, a loan originator in the Sacramento, California area that is licensed to provide mortgage loans in California, Colorado, Texas, and Arizona for both residential and commercial properties. Michael is dedicated to making you feel confident throughout the loan process. His goal is to help you make the right financial decisions for your family when it comes to home financing, no matter the size of your property or your financial history. When you work with Michael, you can expect:

  • Expert Financial Advice – Michael has been assisting homebuyers and homeowners for years. Along with expertise and experience, he has up to date knowledge of mortgage programs, financing, and more in Colorado. 
  • Options to Fit Your Goals – Licensed to work with mortgage brokers in multiple states , Michael Landrum has access to some of the lowest interest rates and most competitive terms from lenders throughout United States. Michael is also experienced with an extensive variety of loan programs. Michael can walk you through options like low down payment, no down payment, low interest rate, and more, and assist you in finding a mortgage loan that fits with your financial goals.
  • Fast and Accurate – With rapidly changing financial data and a competitive real estate market throughout California, timing is key when obtaining a mortgage. Michael constantly monitors financing options, and keeps up to date on your own situation to provide you with correct information and recommendations fast.

But at Landrum Loans, we also know there is more that goes into financing than securing a loan. The process is often challenging and overwhelming. Michael can be the person you trust to guide you through. From the beginning, Michael is here to answer your questions, make recommendations for your specific needs, and help you navigate any decisions along the way with professional and friendly service that has your best interests at heart.

Our website has extensive information about loan options and financing. Michael is able to provide low interest lows that are quick to close for residential and commercial properties of all sizes throughout California, Colorado, Arizona, and Texas. If you’re in the Greater Sacramento area, including Folsom, El Dorado Hills, Fair Oaks, Rancho Cordova, and Granite Bay, Michael is available to meet in person to discuss your financial needs, and is available via Zoom or Skype if you prefer to meet remotely.

We are also here to help you with more specific questions or start the application process. You can call, email, or send a message through the contact form here on our site to set up an appointment. You can also start the application process using the secure online application to get a free mortgage rate quote.

MLS #201181
DRE #02088621