Landrum Loans is led by Michael Landrum, a loan originator located in Sacramento and licensed with mortgage brokers in all of California, Colorado, Texas, and Arizona. With years of experience in both residential and commercial mortgages, Michael can guide you and your family throughout the process of completing a mortgage loan application, and work hard to find you the best low interest rate mortgages.
Landrum Loans has access to hundreds of low interest rate mortgage loans from mortgage lenders throughout the United States. He is knowledgeable in a range of mortgage options to match your finances and can find you the right loan – all with personalized service and support.
Types of Mortgage Loans
30 Year Fixed
30 Year Fixed-Rate Mortgage
The traditional home loan, a 30 year fixed rate mortgage provides a low interest rate that stays fixed over the lifetime of your loan. It is the best loan for homebuyers planning to live in their new home for at least seven years.
Learn More30 Year Fixed-Rate Mortgage
The traditional home loan, a 30 year fixed rate mortgage provides a low interest rate that stays fixed over the lifetime of your loan. It is the best loan for homebuyers planning to live in their new home for at least seven years.
Learn More15 Year Fixed Rate Mortgages
15 Year Fixed Rate Mortgage
15 year fixed rate mortgages are a great choice for those that have some financial flexibility and want to pay off their home faster and with a low interest rate. It is also a great choice for those refinancing their home loans after their financial health has changed.
Learn More15 Year Fixed Rate Mortgage
15 year fixed rate mortgages are a great choice for those that have some financial flexibility and want to pay off their home faster and with a low interest rate. It is also a great choice for those refinancing their home loans after their financial health has changed.
Learn MoreRefinancing
Low Interest Refinancing
Refinancing is a great choice for current homeowners that would like a lower interest rate, better mortgage terms, PMI removal, or would like to get cash back from their equity for a home upgrade or to pay off debt.
Learn MoreLow Interest Refinancing
Refinancing is a great choice for current homeowners that would like a lower interest rate, better mortgage terms, PMI removal, or would like to get cash back from their equity for a home upgrade or to pay off debt.
Learn MoreCommercial Lending
Commercial Lending
We can partner with you to determine which commercial mortgage loan type is the best fit for your business venture in California, Arizona, and Colorado area. Our experience with commercial mortgage lending enables us to secure a loan that fits with your investment or your business’s financial goals.
Learn MoreCommercial Lending
We can partner with you to determine which commercial mortgage loan type is the best fit for your business venture in California, Arizona, and Colorado area. Our experience with commercial mortgage lending enables us to secure a loan that fits with your investment or your business’s financial goals.
Learn MoreOUR CUSTOMERS
First Time Homebuyers in El Dorado Hills, CA
A low interest loan was able to help these homebuyers in El Dorado Hills finance…
Condo in Elk Grove
After returning from active duty, this veteran was able to secure a VA loan through…
Custom Home Build in Folsom
When these homeowners decided the time was right to build their dream home in Folsom,…
Refinance in Fair Oaks
Our options for low-interest rate mortgage refinancing enabled this helped a Fair Oaks family save…
Family Home Purchase in Sacramento
Landrum Loans helped this family of 4 secure a low down payment loan to purchase…
Michael Landrum of Landrum Loans works with those throughout California, Colorado, and Arizona, providing the expertise and support they need to explore all of the available financing solutions. First-time homebuyers, those upgrading or downgrading, those purchasing or building their dream home, and those refinancing an existing home can depend on Michael as their mortgage loan officer with service that is:
Fast
Our application and approval process for loans is fast and as streamlined as possible to get you to your mortgage on time and without unnecessary delays.
Reliable
Buying, building, or refinancing a home can be complex. Landrum Loans keeps track of your finance-related details and deadlines to ensure all parts of the process are completed on time.
Professional
Michael is consistently professional and friendly, giving you a loan officer you will enjoy working with and trust to get you to the right financial decisions.
Contact Us
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Give Michael Landrum a call at (916) 813-9306 and let’s get started finding the right home loan for you!